Last updated: August 26, 2025

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These Terms of Use (“Terms”) govern your access to and use of the FEDMAN mobile application (the “App”) and the fedman.io website (the “Site”), together with any related services, features, or content (collectively, the “Services”).

 

The Services are provided by Skillforge.VIP Ltd (“FEDMAN”, “we”, “us”, “our”).

 

By using the Services, you agree to these Terms. If you do not agree, do not use the Services.

 

Important: If you use the Services on behalf of an organisation (e.g., your employer), you represent that you have authority to bind that organisation to these Terms. In case of conflict between these Terms and a separately executed agreement with FEDMAN (a “Customer Agreement”), the Customer Agreement controls for the relevant Services.

 

1) Who we are & contact

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• Controller / Provider: Skillforge.VIP Ltd

• Registered address: 7 Manchester Square, London, England, W1U 3PQ

• Company number: 15944303

• Contact: info@fedman.io

 

If required by law, we will appoint local representatives (e.g., EU/UK/CH) and publish their details on the Site.

 

2) Eligibility; accounts

 

• Minimum age. You must be at least 16 years old to use the Services. If you purchase paid Services or enter into a contract, you must have legal capacity (typically 18+).

• Account registration. You must provide accurate information and keep it up to date. You are responsible for safeguarding your credentials and for all activities under your account.

• Organisation accounts. If your account is provisioned by an organisation, your administrators may control or access your account and content.

• One person per account. Do not share login credentials. Use role‑based seats where available.

 

3) Licence and intellectual property

 

• Our licence to you. Subject to these Terms and any applicable Customer Agreement, FEDMAN grants you a limited, revocable, non‑exclusive, non‑transferable, non‑sublicensable licence to install and use the App and to access the Site solely for your lawful, internal purposes.

• Ownership. We and our licensors retain all rights, title, and interest in and to the Services, including all software, interfaces, databases, and content provided by us.

• No implied rights. Except as expressly granted, no rights are granted by implication or otherwise.

• Trademarks. FEDMAN names, logos, and marks are our trademarks. You may not use them without our prior written permission.

 

4) Acceptable Use

 

You may not (nor permit anyone to):

• use the Services in breach of law or third‑party rights, including IP, privacy, or confidentiality rights;

• upload or share illegal, harmful, deceptive, defamatory, obscene, exploitative or hateful content, or content that promotes violence, self‑harm, or harassment;

• introduce malware, interfere with security or access controls, probe or scan systems, or disrupt other users;

• scrape, crawl, bulk‑download, or reverse engineer the Services except to the extent permitted by applicable law;

• circumvent usage limits or paywalls, sell or rent access, or create a competing service using the Services;

• send spam or unsolicited communications;

• misrepresent your identity or affiliation;

• process special categories of personal data via the Services unless we have agreed in writing and you have a lawful basis.

 

We may remove or restrict content that violates these Terms and suspend or terminate accounts where necessary to protect users or the Services.

 

5) Your content

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• User Content. You retain any ownership rights you hold in content you upload, submit, or create using the Services (“User Content”). You grant FEDMAN a worldwide, non‑exclusive licence to host, run, store, reproduce, display, and process User Content as necessary to operate, secure, and improve the Services, and as otherwise instructed by you or your organisation.

• Responsibility. You are responsible for User Content and for ensuring that you have all rights and permissions needed for our processing under these Terms.

• Feedback. If you provide ideas or suggestions (“Feedback”), you grant us a perpetual, irrevocable, worldwide, royalty‑free licence to use the Feedback without restriction or attribution.

 

6) Third‑party services & links

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The Services may interoperate with or contain links to third‑party services (e.g., identity providers, storage, analytics, payment services). We do not control and are not responsible for third‑party services. Your use of them is governed by their terms and policies.

 

7) Plans, fees, and payment (if applicable)

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• Plans. We may offer free and paid plans. Plan features, limits, and prices are described at purchase or in your Customer Agreement.

• Billing. Paid plans are billed in advance and may auto‑renew by default for the same term unless you cancel before renewal.

• Taxes. Fees are inclusive of taxes. You are not responsible for VAT/GST and applicable taxes unless we state otherwise.

• Late amounts. Overdue amounts may incur interest at the lesser of 1.5% per month or the maximum allowed by law, plus reasonable collection costs.

• Price changes. We may change prices with prior notice. In case of subscription changes, new prices apply at the next renewal.

• Refunds. Except where required by law or expressly stated, fees are non‑refundable.

 

Consumer withdrawal rights (EU/UK)

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If you are a consumer in the EU/EEA or UK and purchase Services online, you may have a 14‑day right to withdraw from the contract. Exception for digital content/services: you will lose this right once performance begins after your express consent and acknowledgement. Instructions on exercising this right (and a model form) are available on request.

Switzerland: there is no general statutory cooling‑off right for online purchases. We may offer a voluntary return/cancellation policy where stated.

 

8) Beta features; trials

 

We may label certain features as Alpha, Beta, Preview, Experimental, or similar. Such features are provided “as is”, may be subject to additional terms, may change or be discontinued at any time, and may not be covered by support or SLAs.

 

9) App Store terms (mobile App)

 

If you install the App via an app store (e.g., Apple App Store or Google Play):

You and we acknowledge that the store provider is not responsible for the App or its content and has no obligation to provide maintenance or support.

To the extent permitted by law, the store provider has no warranty or liability obligations regarding the App.

You must comply with the store’s terms and policies.

Apple‑specific: Apple and its subsidiaries are third‑party beneficiaries of these Terms with respect to the App and may enforce them.

 

10) Open‑source software

 

The Services may include components subject to open‑source licences. Those components are licensed to you under their respective licences, not these Terms. Copies of applicable licences and notices are provided within the Services or on request.

 

11) Privacy

 

Our processing of personal data is described in the FEDMAN Privacy Policy, available on the Site or in‑app. Please review it to understand how we collect, use, and share personal data and your rights.

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12) Moderation, complaints & EU Digital Services Act

 

If the Services host or disseminate User Content in the EU, we act as a hosting service provider under the EU Digital Services Act (DSA).

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• Notice & Action. You can report allegedly illegal content or violations via info@fedman.io or the in‑product reporting tool. We will review and take appropriate action and provide a statement of reasons where required.

• Single point of contact (DSA Art. 11). info@fedman.io for users and authorities.

• Trusted flaggers & orders. We will give due priority to trusted flagger notices and comply with orders from competent authorities, subject to verification.

• Appeals. If your content is removed or your account is restricted, you can appeal using the instructions in the notice you receive.

 

We may also remove content or suspend accounts where necessary to protect users, comply with law, or safeguard the Services.

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13) Intellectual‑property complaints

 

If you believe content infringes your rights, contact us at info@fedman.io with sufficient detail to identify the content and the rights you claim. If you are in the U.S., you may also send a DMCA notice to that address; repeat infringers’ accounts may be terminated where appropriate.

 

14) Security

 

We implement reasonable technical and organisational measures to secure the Services. However, no system is perfectly secure. Please notify info@fedman.io of suspected vulnerabilities or incidents.

 

15) Suspension & termination

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We may suspend or terminate your access immediately if: (a) you materially or repeatedly breach these Terms; (b) we are required to do so by law; or (c) your continued use poses a risk to users or the Services. You may stop using the Services at any time and request account closure via support. Upon termination, your licence ends and we may delete or disable access to User Content after a reasonable period, subject to legal obligations and back‑ups.

 

16) Warranties & disclaimers

 

Except as expressly stated:

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• The Services are provided “as is” and “as available” without warranties of any kind, whether express, implied, or statutory, including merchantability, fitness for a particular purpose, and non‑infringement.

 

We do not warrant that the Services will be uninterrupted, secure, or error‑free, or that content will be accurate or complete.

For consumers, nothing in these Terms limits rights that cannot be limited under mandatory consumer law.

 

17) Limitation of liability

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To the maximum extent permitted by law:

• Indirect damages. We are not liable for indirect, incidental, special, consequential, or punitive damages, or for loss of profits, revenues, data, or goodwill.

• Cap. For paid users and organisational customers, our aggregate liability for all claims arising out of or relating to the Services is limited to the amounts paid to us for the Services giving rise to the claim during the 12 months preceding the event giving rise to liability (or USD/EUR/CHF 100 for free users).

• Consumer carve‑outs. We do not exclude or limit liability where it would be unlawful (e.g., for death or personal injury caused by negligence, or for fraud). Your mandatory consumer rights (EU/UK/CH) remain unaffected.

 

18) Indemnity (business use)

 

If you use the Services for business, you will indemnify and hold harmless FEDMAN and our affiliates, officers, employees, and agents from and against any third‑party claims and related liabilities, damages, losses, and expenses (including reasonable legal fees) arising from your unlawful use of the Services or breach of these Terms.

 

19) Export control & sanctions

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You must comply with applicable export control and sanctions laws of the EU, UK, Switzerland, U.S., and other jurisdictions. You may not use the Services if you are located in, or are a national of, a country or territory subject to comprehensive sanctions, or if you are a restricted party.

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20) Governing law; venue; consumer rights

 

• Default governing law. These Terms and any non‑contractual obligations arising out of them are governed by the laws of England & Wales, without regard to conflict‑of‑law rules. Courts located in London, UK have exclusive jurisdiction.

• Consumers in EU/UK/CH. If you are a consumer, you may benefit from mandatory protections of your country of residence and you may bring proceedings in your local courts.

• Alternative dispute resolution. Where required, we will provide information about ADR or online dispute resolution platforms.

 

21) Changes to the Services or Terms

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We may modify the Services, including adding or removing features. We may change these Terms to reflect changes in the Services, legal requirements, or business needs. If a change is material, we will provide reasonable notice (e.g., by email, in‑app, or on the Site). Your continued use after the effective date constitutes acceptance. If you do not agree, you must stop using the Services.

 

22) Miscellaneous

 

• Entire agreement. These Terms, together with any applicable Customer Agreement and policies referenced here (e.g., Privacy Policy), form the entire agreement between you and FEDMAN.

• Severability. If any provision is unenforceable, the remainder remains in effect.

• No waiver. Failure to enforce a provision is not a waiver.

• Assignment. You may not assign these Terms without our consent. We may assign them as part of a corporate transaction or otherwise.

• Notices. We may provide notices by email, in‑app messages, or posting on the Site. You should keep your contact details current.

• Force majeure. We are not liable for delays or failures due to events beyond our reasonable control.

 

23) Contact

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Email: info@fedman.io

Postal address: 7 Manchester Square, London, England, W1U 3PQ